Home Buyers Guide -v.3

HOME BUYER'S Roadmap

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Meet with a lender Prepare your credit Set a budget GET PRE- APPROVED

MEET WITH YOUR AGENT

MAKE AN OFFER Research comps in the area Work with your realtor to write the best offer Negotiations may arise

Tour homes Adjust criteria if necessary FIND YOUR HOME

Discuss budget Research area neighborhoods Set wants & needs

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TITLE COMMITMENT

OFFER SIGNED

INSPECTIONS

APPRAISAL

Professional home inspection takes place Some necessary repairs may be discovered. Negotiate repairs

Initial negotiations are completed. Both parties have signed contract

The title company will send you a title insurance policy for the property

Professional appraisal ensures the property is worth the loan and purchase price you agreed to pay

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DOCUMENTS TO LENDER

Final walk-through Sign closing documents Receive your key CLOSING

Make sure all requested docs are sent to your lender prior to closing