Home Buyers Guide -v.3

CLOSING TABLE

Who will be there: Your agent The seller

Your loan officer

Any real estate attorneys involved in the transaction

The seller’s agent A title company representative

The closing typically happens at the title company. You will be signing lots of paperwork so get your writing hand warmed up! Some of the papers you will be signing include: the deed of trust, promissory note, and other documents.

CLOSING COSTS Closing costs can vary depending on your home’s purchase price and where you are located. You can generally expect your closing costs to be around 3% to 4% of the home’s purchase price. These closing costs can sometimes be shared with the seller. BRING TO CLOSING Government-issued photo ID Copy of the sales contract Homeowner’s insurance certificate Proof of funds to cover the remainder of the costs RECEIVE YOUR KEYS

Congratulations! It was a journey but you are now officially a homeowner!! Time to celebrate!